Consolidated Credit

Consolidated Credit is one of the nation’s largest credit counseling organizations in the United States and has helped over 5 million people with financial issues. Their mission is to assist families with their financial problems and solve money management problems through education and professional counseling. When done correctly by an accredited professional, credit counseling may help you overcome these challenges and refresh your financial life.


Program Variety

Consolidated Credit offers a wide range of programs to choose from depending on your current debt situation. Some of the programs are credit counseling services featuring debt management plans, budget assistance, financial resources, home purchasing counseling, and financial advice. The consumer may sign up for free online financial education webinars each month, hosted by their credit counseling team. They also provide at their home offices in Southeast Florida, monthly HUD-approved first time homebuyer workshops.


  • A+ rating with the Better Business Bureau (BBB)
  • Member of the Financial Counseling Association of America (FCAA)
  • International Organization for Standardization registered company (ISO)
  • National Industry Standards for Homeownership Education and Counseling
  • National Accreditation Board (ANAB)

Program Costs

The initial consultation is free with a one time enrollment fee of around $75. Once the consumer is enrolled into a debt management plan, a flat or based on the percentage of the payment monthly administrative fee is charged. These fees are in line with most other companies who only offer credit counseling programs and the fees are typically a lot less expensive than other for profit debt relief plans.

Industry Reputation

With 25 years in the business and many different program offerings especially a focus on financial education, it’s hard not to see why Consolidated Credit has a great reputation in the industry.


With an A+ rating with the BBB, 9.6 Trust Pilot score, success stories on their website, few complaints have been made against Consolidated Credit.

State Coverage

Most of the credit counseling and debt programs offered from Consolidated Credit is available to most states in the United States, Puerto Rico, and the Virgin Islands.

Overall Rating 8.4 (Very Good)

Consolidated Credit has helped over 5 million people with financial issues since they were founded in 1993. From 2014-2015 Consolidated Credit has helped clients from the United States, Puerto Rico, and the Virgin Islands to find debt relief from $2,038,477,602.41 in credit card debt. With a focus on credit counseling and financial education, Consolidated Credit is a great option for those who want professional guidance for their financial future.

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