Beyond Finance Review

Beyond Finance is a debt relief company that guides people to a path beyond debt, providing them with peace of mind and brighter financial futures. With a product that is simple and transparent, they aim to create effective and fair debt resolution services that are customized to their clients’ individual circumstances.


Overall Rating: 8.9Excellent

Beyond Finance has received an excellent rating based on their outstanding customer service and the effectiveness of their customized debt resolution programs. While their aim is to provide consumers relief through customized debt resolution plans, they do take care to refer those who aren’t a good match for their program to outside services that better fit their needs.


  • Reduce your monthly payments by as much as 50%
  • Get out of debt in 12-48 months
  • Free debt assessments and savings estimates
  • Consolidate your debt into one simple payment
  • Overcome debt without bankruptcy
  • Excellent ratings on Trustpilot


  • Members of the American Fair Credit Council (AFCC)
  • Accredited with the International Association of Personal Debt Arbitrators (IAPDA)
  • A+ rating from the Better Business Bureau (BBB)

How It Works

Utilizing proprietary technology and the expertise of their highly trained Client Success Team, Beyond Finance provides customized resolution programs for consumers who face overwhelming debt.

Debt Analysis

Beyond Finance’s specialists provide you with a free financial consultation, which includes a debt analysis and customized solutions to fit your unique needs.

Securing New Terms and Agreements

Beyond Finance works with your creditors to reach better terms on your behalf, allowing you to resolve your debts for as much as 50% less than what you originally owed. You’ll redirect your monthly creditor payments to a Dedicated Account in your name. When a new resolution is reached, funds from your Dedicated Account will be used to fulfill the new agreement — once paid, that debt is resolved.

Save Money and Overcome Your Debt Faster

Beyond Finance will continue to reach new terms and agreements with each of your creditors until all of your enrolled debts are resolved. Most Beyond Finance clients resolve all of their enrolled debts in 12 to 48 months.

Program Variety

Beyond Finance’s primary offering is their debt resolution program. If a consumer is not a good candidate for the debt resolution program, Beyond Finance connects them with other debt relief providers who can provide consolidation loans, credit counseling services or debt management programs.

Industry Reputation

In addition to the thousands of 5-star reviews they’ve received on Trustpilot, Beyond Finance has received an A+ rating from the Better Business Bureau. The company is also an accredited member of the American Fair Credit Council.

Program Costs

Beyond Finance provides free consultations and savings estimates to consumers. Clients who enroll in a Beyond Finance debt resolution program will not pay any fees to the company until they’ve successfully reached new terms and agreements with a creditor on their behalf. These fees vary from state-to-state, but range from 15% to 25% of the client’s enrolled debt.


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