Best Egg

Best Egg is an online lender that allows users to access fast, simple and easy personal loans. With a wide range of loan amounts and best-in-class service, they aim to help their clients achieve their financial goals and live fuller lives by offering quick access to their money.

In addition to their loan and credit card offerings, Best Egg’s website is filled with tools and resources geared towards improving the financial health of their clients.

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Program Variety

Best Egg offers a variety of loans to fit their clients’ needs, including debt consolidation, moving expenses, credit refinancing and home improvements. Clients can borrow up to $50,000. They also have a credit card with no annual fees and a free financial health platform.

Products Available

Best Egg offers the following financial products:

  • Credit card
  • Debt consolidation loans
  • Home improvement loans
  • Credit card refinancing
  • Moving expense loans
  • Major purchase loans
  • Travel loans
  • Special occasion loans
  • Baby and adoption loans

Program Costs

Best Egg’s personal loan APRs range between 8.99% and 35.99%. They also charge origination fees between 0.99% and 8.99% of the loan amount.

Industry Reputation

Since 2014, Best Egg has funded over $21 billion in loans for over 1.1 million clients. They have an A+ rating from the Better Business Bureau. Best Egg also has an excellent rating with Trustpilot, averaging 4.6 out of 5 stars with over 7,000 reviews.

Best Egg has been ranked a Top Workplace by the Delaware News Journal for the past five years. American Banker has also named Best Egg as a Best Fintech to Work For.


As of writing, Best Egg’s BBB profile shows an average rating of 4.87 out of 5 stars and 172 customer complaints closed in the last three years.

State Coverage

Best Egg loans are available to residents across most of the U.S, but residents of Iowa, Vermont, West Virginia, the District of Columbia and U.S. Territories are not yet eligible.


  • Wide range of loan amounts
  • Unsecured and secured personal loan options
  • Free access to credit score through Best Egg account
  • Free financial health and education resources
  • No annual credit card fee
  • No prepayment fees
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